Dog Insurance

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Pet Life Cover offers three types of Dog Insurance: Lifetime, Per Condition or Time Limited.

It’s easy to protect yourself and your Dog with an affordable policy from Pet Life Cover.  No matter which type of policy you choose, with Pet Life Cover you will be covered for vet bills if your Dog falls ill or suffers accident or injury. You will also be covered if your Dog causes an injury or accident. What’s more, if you become ill and are hospitalised and cannot care for your Dog Pet Life Cover will also cover boarding fees and the cost of finding your dog if he or she gets lost or is stolen.

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Get Up To £50 of FREE Positive Petcare products!

  • Insure your pet with us today and we will send you £15 of Positive Petcare products absolutely FREE .
  • Insure 2 pets today and we’ll send you £30 of Positive Petcare products for FREE.
  • Insure 3 or more Pets today and you will qualify for our largest offer – an incredible £50 of Positive Petcare products for FREE!!

Ultimate-Dog-Pack+

Positive Petcare products provide the ultimate in pet health and hygiene and boast the longest lasting protection that money can buy.

Simply call 0800 9878 690 to claim your Free Positive Petcare products quoting your new Pet Life Cover policy number/s.

We will e-mail you a special redemption code to use with the Positive Petcare health & hygiene range. The value of your redemption code will be based on the number of pets you insure with Pet Life Cover. Your Positive Petcare products will be sent to you FREE of shipping charges after collection of your first direct debit payment.

Lifetime Time Limited Per Condition
BENEFITS PREMIER CLASSIC VITAL ESSENTIAL STANDARD STANDARD PLUS
Annual Veterinary fees Up to
£6,000
per policy year
Up to
£4,000
per policy year
(Claims for each condition are limited to £1000 each year)
Up to
£2,000
per policy year
(Claims for each condition are limited to £500 each year)
Up to
£1,000
per condition for up to 12 months
Up to
£1,000
per condition
Up to
£3,000
per condition
Third party liability and legal costs Up to
£2 million
Up to
£2 million
Up to
£2 million
Up to
£2 million
Up to
£2 million
Up to
£2 million
Hospitalisation / Boarding fees Up to
£1,000
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Holiday cancellation Up to
£3,000
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Finding your dog Up to
£1,000
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Up to
£500
per policy year
Loss by theft or straying Up to
£1,500
Up to
£500
Up to
£500
Up to
£500
Up to
£500
Up to
£500
Death from accident Up to
£1,500
Up to
£500
Up to
£500
Up to
£500
Up to
£500
Up to
£500
Premium Waiver Up to
6 months premiums
Up to
6 months premiums
Up to
6 months premiums
Up to
6 months premiums
Up to
6 months premiums
Up to
6 months premiums
Pets Abroad Up to
£4,000
(benefit paid under this category is considered part of your Vet Fees allowance)
Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)
Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)
Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)
Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)
Up to
£750
(benefit paid under this category is considered part of your Vet Fees allowance)

All policies are subject to special conditions and exclusions of the insurers.

Please refer to the full policy using the links below:-

Lifetime Dog Policy (PDF)

Standard/Standard Plus Pet Policy (PDF)

Essential Pet Policy (PDF)

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